Home123 Reviews

I recently got a loan through Home123.

My first mistake was replying to the spam I got from then. I was called by a salesman named Jim. He told me he doesn't make a penny off the loan he works for an hourly rate. Which that may be true but I have heard it before.

Overall Jim treated me pretty well besides the fact that two of my loans he proposed to pay off in the refinance I now still owe money on because it was miscalculated how much I actually owe on the loans. He kept telling me he was getting better deals on the loans because of who he was when in fact he was getting pretty much what the accounts were owed on. I now owe $500 on two of my loans that are supposed to be paid off.. I guess that might happen anywhere you get a loan from.

The reason I think Home123 is unprofessional is more for the reason they sent me out the wrong loan it cost about $300 more a month then everything Jim and I discussed. I told them NO "I will not sign it". the girl that was doing the closing called her boss telling her I would not sign she then gives me the phone and she begs me to sign I say I cant its not the right loan. For the next few minutes they keep trying to tell me to sign the loan but I know I can not afford it. I thought this was very unprofessional. Jim calls me and tells me it's the wrong loan so they say they will bring out the right loan the next day and they do. I sign and get my loan then I find out I still owe money on two of my old loans.

It just really sucks when you get a loan and have it spent to get you out of debt and it sinks you further.

When I signed with Bank of America they were just as bad they didn't tell me much and it ended up being adjustable interest rate which went up very quickly. While I am glad I got out of that loan. I would suggest not using HOME123 they are a bunch of dirty spammers!