RMC Vanguard Mort.

Refinancing a home is never a fun process, but John Schilz and RMC Vanguard made it painless and positive. My husband and I have purchased two homes and refinanced each and this was by far the best experience we have had in securing a mortgage at a great rate. Here is what John and RMC Vanguard bring to the table when you?re refinancing:

1. Clear, timely communication ? We were constantly apprised of our loan?s status. We received quick informative responses to all of our questions (and there were many). John treated all of our questions as if they were important?he never made us feel like we were wasting his time.

2. Managed expectations ? In addition to receiving clear communication, we were given an accurate timeline, a realistic GFE and our closing was smooth and on-schedule. In our past experience this was not the case so having everything run as expected (or even better than expected) was a very pleasant surprise.

3. Integrity ?I spoke with John months before we actually refinanced when rates were substantially higher. After learning about our particular situation he (quite correctly) surmised that we should keep our current mortgage. There was no pressure or ?hard sell? tactics. He was informative and thoughtful. This is why I decided to contact him months later when rates dropped further. Again he was informative and thoughtful. He helped us secure a great rate, and we are looking forward to saving a huge amount of interest over the life of our loan.

I have read many refinancing horror stories online involving various companies, and even in our own experience refinancing had been a huge, stressful pain. If you are considering a company to handle your refinance, RMC Vanguard should be your first choice. They are one of the good guys. I will recommend John Schilz and RMC Vanguard to all family and friends without hesitation. If only all companies operated this honestly and efficiently!

Great job RMC team. In particular Cesar Salinas, awesome job.
Thanks!

Great job RMC team. In particular Cesar Salinas, awesome job.
Thanks!

I wanted to share that Toni Goedeke and RMC Vanguard assisted my with both my mortgage and refinance a year later. Toni was very patient and helpful with all my questions, worked well with both my realtor and title company. I appreciated the speed, candor, and honest effort to provide me with every possible advantage. I recommend especially Toni and certainly RMC. Thanks!

I started my loan search with Lending Tree. After speaking with a few representatives from different lenders